Who we fund

A funding partner for the
real economy

Goparity helps impact-driven organisations raise capital from a community of investors who want their money financing the real economy. You get an alternative channel that can complement traditional banking, bring new supporters around your mission, and fund growth with terms built around your project and cash flows.

Two ways to raise on Goparity

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Business loans

Raise a loan from individual and corporate investors.  
You keep ownership, you repay over time, and the structure is designed around your cash flows and project economics.

Learn more
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Equity fundraising

Raise growth capital by issuing equity to investors. 
This is designed for earlier stage businesses where growth potential is strong, but debt repayments are not the right fit yet.

Learn more
Benefits

The community behind
your funding

Goparity isn’t just a marketplace. It’s a community of investors who care about two things at once: impact and disciplined finance. They expect transparency, clear use of funds, and credible execution. In return, you gain a funding route that can complement traditional banks, expand your visibility, and build long term trust with stakeholders.

A clear and credible story for your investors

Alignment between your goals and your funding

A funding experience built around real projects

Funding by stage

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Established and scaling (best fit for loans)

You have predictable revenues or contracted cash flows and want growth capital without changing ownership. Common use cases:

  • Capex and expansion

  • Asset backed or contract backed financing

  • Working capital linked to reliable incoming cash flows

Typical loan: Fixed instalment, bullet, and balloon loans.

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Bridging a timing gap (best fit for short term loans)

You have a clear incoming cash event and need a bridge to execute. Common use cases:

  • Bridge financing supported by confirmed proceeds (for example, contracted income or confirmed disbursements)

Typical loan: Bullet loans and other short-term structures.

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Early stage and high growth (best fit for equity)

Debt isn’t suitable yet because repayment capacity can’t be contractually defined, but growth potential can justify equity risk. What we typically look for:

  • Seed and early stage (with selective exposure beyond that)

  • Clear traction signals and a properly structured round

  • A lead investor and co investment logic

Learn more

Types of organisations we fund

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Who we support

We support a wide range of organisation profiles, as long as the underlying activity is grounded in the real economy and aligned with our impact themes.

• Startups raising growth capital
• SMEs financing expansion, capex, or operational growth
• Small caps raising to scale proven models
• Enterprises financing specific projects with clear cash flows
• Cooperatives and community led models with strong mission alignment
• Clean energy producers and developers. 

What we focus on

We fund organisations building practical solutions across the real economy. Everything we finance fits into one of five impact themes:

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Sustainable energy
Clean generation, energy efficiency, storage, and wider access to affordable energy
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Blue economy
Protecting and restoring oceans, sustainable fisheries and aquaculture, and better marine resource management
Children sitting at a wooden desk using desktop computers with keyboards and mice in a classroom.
Social economy
Projects that improve lives directly, from education and jobs to health, community services, and affordable housing
Aerial view of farmland with green fields, patches of water, and a forest area in the distance.
Agrifood systems
Regenerative farming, sustainable food production, and stronger, lower impact supply chains
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Green
economy
Circularity and waste, water and sanitation, sustainable transport, green buildings, and cleaner industry

What we don’t fund

We apply clear restrictions to certain activities and sectors, including (among others) weapons, tobacco, fission nuclear power, adult entertainment, gambling, fossil fuel extraction, mining, recreational drugs, and speculative financial activities not tied to the productive real economy.
Illustration of sustainability icons including solar panels, leaves, and energy symbols on white background.

How we assess opportunities

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Our approach

We combine quantitative and qualitative assessment to understand financial resilience and execution risk. This typically includes:

• Financial statement review and business model assessment
• Industry outlook and risk factors
• Management and ownership quality
• Impact alignment with our themes and restrictions
• Feasibility of reporting progress and outcomes with transparency

Meet the team

Your funding team at Goparity

Success stories

Trusted by the businesses building a sustainable future

The professionalism that Goparity brings to the process means we have no hesitation – and we have already done so – in recommending Goparity.

Hugo Palha

EntoGreen at EntoGreen

During one of our campaigns with Goparity, the number of visits to our website increased by 50–60%. Even now, I still receive calls from B2C customers and restaurants who found out about us through Goparity.’

Gonçalo Campos

MAI Kombucha at MAI Kombucha

We chose Goparity to fund and scale our business because it focuses on impact investments. Since we are a sustainable company, we wanted to reach directly investors who'd understand this mindset.

Bernardo Carvalho

Oceano Fresco at Oceano Fresco

We raised €250,000 in less than a week. The whole process has been very interactive; we’ve been in constant contact with the team, who have been very helpful supporting us throughout the process.

Hugo Ramos

IMMUNETHEP at IMMUNETHEP
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Ready to see if you’re a fit?

If you’re looking for a loan, start with the simulator. If you’re raising equity, start by understanding how the process works and what a strong round looks like.