Hello,

A new project is coming to Goparity - and it is one with a story worth telling. Banbu is a Spanish brand built on a simple but serious conviction: the products people use every day should not work against them.

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🌿 Where it started

Banbu's co-founder Verónica was 18 when she was diagnosed with polycystic ovary syndrome and had to undergo emergency gynaecological surgery. What followed was years of research into hormonal health - and a discovery that changed the direction of her life.

The products she had been using daily, shampoos, deodorants, moisturisers, contained endocrine disruptors: substances capable of interfering with the body's hormonal system. They were legal, widely sold, and almost entirely invisible to consumers. She could not find products she fully trusted. So she built them.

Banbu was born from that decision. Every formula is vegan, water-free, and free from endocrine disruptors. Every product ships without single-use plastics. It is a mission with a product line - and a growing community of people who have decided they deserve better.

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🫧 What Banbu makes

Banbu's catalogue covers more than 130 products across hair, body, face, dental care, and perfumery. All are made locally in Spain, with biodegradable or compostable packaging. Manufacturing is outsourced to a Spanish producer, but Banbu retains full intellectual property over all its formulas, registered in the CPNP.

The brand operates through a hybrid model: a direct online store, three physical shops in Bilbao, Barcelona, and San Sebastián, and a B2B network of more than 300 multi-brand retailers and international distributors across Spain, Portugal, Italy, the Netherlands, and Germany.

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📊 What the funds will be used for

The funds raised through this campaign will partially finance Banbu's strategic growth plan for 2026 to 2028. The plan focuses on three areas:

• 💰 Inventory to support the expected increase in sales
• 📣 Marketing and customer acquisition, including digital advertising, e-commerce optimisation, and educational content on hormonal health
• 🔬 Research and development, covering new anhydrous formulas and proprietary traceability and impact software

The goal is to accelerate customer acquisition, improve retention, expand into new sales channels, and consolidate operational profitability by 2027.

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🌱 The impact Banbu creates

Every product Banbu sells removes an endocrine-disrupting alternative from a consumer's routine. At scale, that adds up.

By 2026, Banbu's operations are projected to deliver:

• ♻️ 334 tonnes of CO₂ avoided‍
• 💧 442,300 litres of fresh water saved‍
• 📦 653,744 packaging units avoided

Banbu only uses reusable materials for packaging - aluminium, paper, and glass. 100% of the paper used is recyclable, sourced from PEFC and FSC certified producers. 20% of products are available with refill systems, reducing packaging waste further. And by producing solid cosmetics instead of water-heavy liquid alternatives, the brand significantly reduces water consumption at the point of manufacture.

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👥 The team

Banbu was co-founded by Verónica Diez, CMO, who brings over eight years of experience in e-commerce and digital marketing, and Rodrigo Folgueira, CEO, who has a background in aeronautical engineering and over a decade of experience in sales and team management. The company's CFO, Sara Amor, has eight years of experience in administration and finance across multiple sectors.

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Investments made through the Goparity platform carry risk, including the risk of partial or total loss of capital. Loan repayments are made by the promoter through the platform. Past performance does not guarantee future results.

We are excited to share that the Aquila campaign marks a significant milestone for Goparity: our very first project in Southeast Asia.

This is not just a new campaign. It is the beginning of our impact journey in one of the most promising and fastest-growing clean-energy regions in the world.

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🌏 Why Southeast Asia, why now?

Southeast Asia is one of the world's most dynamic regions: young, fast-growing, and rapidly scaling climate-tech solutions. Renewable energy adoption is accelerating, and the need for innovative financing mechanisms to support that transition is real and urgent.

The numbers speak for themselves. The region is home to over 675 million people, and energy demand is growing faster here than almost anywhere else on the planet. At the same time, millions of households still cannot access affordable, reliable power - let alone clean energy. The gap between ambition and access remains wide.

Many households across the region cannot access the upfront capital needed to install solar, even when the long-term savings are clear. This is not a technology problem. It is a financing problem. And it is exactly the kind of problem that impact investing is well placed to solve.

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☀️ What is Aquila doing about it?

The campaign finances the expansion of Okapi, a Malaysian company helping families install rooftop solar panels with zero upfront cost. For many of these households, the barrier to clean energy has never been a lack of interest - it has been access to financing. Okapi removes that barrier entirely, partnering with trusted local installers who manage installation, operation, and ongoing maintenance. Families switch to clean, affordable power immediately, with no initial outlay required.

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The campaign finances 58 new residential solar systems and contributes directly to:

• 🌿 538 tonnes of CO₂ avoided per year‍
• ⚡ 696 MWh of clean energy generated annually‍
• 💡 Reduced electricity costs for Malaysian families
• 🌱 Expanded access to reliable, affordable solar power in a region where the need is growing fast

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🌱 A region at a turning point

Southeast Asia is not a single story. It is a collection of fast-moving economies at different stages of their energy transitions - and that is precisely what makes it so significant.

Countries like Malaysia, Indonesia, Vietnam, and the Philippines are setting increasingly ambitious renewable energy targets. Private capital is beginning to follow. But the financing infrastructure to connect that capital to the households and communities that need it most is still being built.

Aquila Climate Capital, the promoter behind this campaign, is headquartered in Singapore and operates across the region. Their track record includes USD 22 million deployed across 20 renewable-energy projects in 5 Southeast Asian countries. They are not newcomers to this market - they have spent years building the relationships, the due diligence processes, and the local expertise needed to make projects like this work.

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🛡️ De-risking emerging market investment

Investing in a new geography always raises questions. That is fair and reasonable. One of the reasons we were drawn to this campaign is the quality of the protection structure around it.

Energy 4 Impact powered by Mercy Corps, a globally respected organisation accelerating clean-energy access in emerging markets, activated a €60,000 first-loss guarantee backing this campaign - equivalent to 20% of the total investment. In the event of any capital loss, that 20% is covered from the outset, before any other safeguards come into play.

This kind of blended-finance mechanism matters beyond the protection it offers individual investors. It is real-world evidence of how targeted guarantees can mobilise private capital for clean energy in markets where financing is scarce. When organisations like Energy 4 Impact put their own resources behind a project, it signals something meaningful about the quality and credibility of what is being built.

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A first step, not a last

For Goparity, Aquila is the beginning of something bigger. Southeast Asia represents a region where the combination of energy need, economic growth, and climate ambition creates genuine conditions for impact at scale. We have spent time understanding this market, building relationships with credible local partners, and identifying the kinds of projects where private investment can make a real difference.

This is our first project here. It will not be our last.

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Investments made through the Goparity platform carry risk, including the risk of partial or total loss of capital. Loan repayments are made by the promoter through the platform. Past performance does not guarantee future results. The first-loss guarantee covers 20% of the total campaign value and is subject to the terms agreed with Energy 4 Impact powered by Mercy Corps.

A Theory of Change describes and illustrates how and why a desired change is expected to happen in a given context, providing a roadmap for the financial and non-financial interventions required to bring it about.

Goparity’s theory of change describes how a community-based impact finance platform can redirect financial flows, so that more impact-driven organizations can emerge and grow, while a greater share of society actively participates in transforming the economy.

The problem

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The current economic system is increasingly detached from real-world needs and the promotion of the common good, failing to internalize the social and environmental impacts and long-term costs of economic activity. At Goparity, we believe that the system that has caused this damage can and should be part of the solution.
Several structural drivers reinforce this dynamic: less than 1% of global financial assets are directed to sustainability and development; traditional banking continues to finance harmful industries; and individuals and organizations largely lack visibility on how their money fuels negative impacts.
This results in unequal and insufficient funding for sustainability and development, accelerating environmental degradation and eroding social well-being, while financial and impact literacy remain low among people and organizations. The consequences include a persistent 4 trillion USD global sustainability funding gap, continued environmental damage and weakening social cohesion, and limited awareness of financial alternatives that would allow people and organizations to align their choices with their values.  
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The solution

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Goparity connects organizations to dedicated sustainability funding while empowering individuals to align their financial decisions with their world views and values. By catalyzing this connection, we raise awareness and strengthens financial and impact literacy among both people and organizations.
Through this approach, Goparity works towards a vision of an impact economy in which financial flows systematically support organizations with an impact purpose and where people and assets are consistently directed towards addressing social and environmental challenges. In this vision, agrifood systems, the blue and green economy, the social economy, and the energy system are all transformed so that production is sustainable, communities are resilient and inclusive, and energy is clean, affordable, and efficient.
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The outcomes for key actors

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For investee organizations, access to funding reduces their financing gap, enabling them to sustain and scale their operations while delivering solutions to social and environmental challenges. Impact assessment and advisory support deepen their impact literacy and strengthen their capacity to understand, manage, and enhance their social and environmental performance.
For investors, the platform increases the proportion of their finances allocated to impact, supports the growth of their savings or investable resources, and improves their financial and sustainability literacy. This contributes to greater financial autonomy and a stronger sense of impact agency.
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Systemic and thematic impacts

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Through the projects it finances, Goparity applies this Theory of Change across several thematic areas, contributing indirectly to systemic transformation in agrifood systems, the blue and green economy, the social economy, and sustainable energy.

• Sustainable energy: Contributing to the expansion of sustainable energy infrastructure, increasing clean energy production, and avoiding CO₂ emissions.

• Green economy: Supporting job creation, reducing energy intensity, increasing recycling rates and water-use efficiency, and expanding areas that are protected, certified, or under Indigenous-led protection.

• Agrifood systems: Increasing the share of land under sustainable agricultural practices, reducing food loss and waste, and improving the productivity and incomes of small-scale food producers.

• Blue economy: Contributing to the expansion of marine areas that are protected or under Indigenous management, increasing the share of sustainable fisheries, and reducing food loss and waste across blue value chains.

• Social economy: Beyond job creation, enhancing access to essential community services for the population, such as health, education, culture, and other foundational services that strengthen social cohesion.

Does it surprise you to learn that banking and investing activities are not climate-neutral? When we connect these topics, we are talking about applying a climate lens to financial management.

The money existing in any bank serves a purpose – banks will lend and invest across the economy. Banking institutions have a power to direct money and influence outcomes, and the activities they choose to finance, matter.  

In the Paris Agreement, nations of the world collectively agreed on limiting global warming levels to 1.5º above pre-industrial levels, intending to reduce greenhouse gases emissions and act against climate change and its harsh consequences on people and the environment². However, reports have found that since 2016, when the Agreement was adopted, the world’s biggest banks not only have continued financing industries with high levels of emissions, but they have increased funding fossil fuel expansion – meaning new extraction projects. These reports vary from $5.5 trillion³ to $7.6 trillion⁴ committed to fossil fuel financing in that period.  

By consequence, your money and your savings in the bank, however big or small, are most likely being used to fund fossil fuel activities and even expand them. The issue feels bigger when individuals and companies are unaware of alternatives to align their finances to their values and to contribute to positive impact. The good news is that most people want to act based on their values using their money: a comprehensive study found that 69% of the global population would be willing to contribute 1% of their personal income towards climate action⁵.

Goparity intends to fill the alternative gap with a community-based solution, giving people and organisations back the choice on what is financed with their money. By redirecting capital from high-emitting industries, Goparity acts as a connector among investors and impactful organisations that work towards real-world solutions in sustainable energy, the blue and green economy, agrifood systems and a social economy.

In 2025, ahead of the Fourth International Conference on Financing for Development (FfD4), the OECD released a report on Financing for Sustainable Development stating that in the past ten years, the SDG financing gap has grown by 60% reaching USD 4 trillion. That means – resources are missing where they are needed the most.

Interesting to notice, however, that the global financial assets total over USD 461 trillion, 40% of them coming from private banks. which confirms that the resources needed exist, but prioritise returns over developmental impact. In fact, around 1% of global financial assets could close the SDG financing gap.  

That means that private sector financial flows, that already exist, must be redirected to close the gap, advancing and reaching the SDGs, and addressing vulnerabilities.  

The OECD recognises and highlights the importance of private financial flows, specially through innovative finance, such as blended finance, impact investing and green bonds, to facilitate investment flows into sectors that are critical to sustainable development, “unlocking resources and enabling a more equitable distribution of global wealth in support of inclusive and sustainable growth”. At the same time, rigorous measurement frameworks are needed to ensure a real contribution to the SDG outcomes.

Goparity is at an intersection of these possibilities – through innovative finance instruments, such as crowdlending and crowdequity, and the intention of a community of investors, money is directly supporting organisations that are working to avoid and reduce harmful activities, benefiting people and communities and contributing with solutions to real issues. And to ensure that the funded activities contribute to SDG outcomes, Goparity partnered with the UNDP initiative ALtFinLab to strengthen data and impact metrics framework. Through transparent and clear information, investors have the choice on the destiny of their money.

At Goparity, we often say that money is a tool we can all use more wisely, which is why our slogan is “use your money for good”.

Thousands of people are already using theirs to actively finance projects that wouldn't exist without impact investors: renewable energy, sustainable agriculture, social economy, and more. That's not nothing, that's a movement! And you could be part of it.

This April, we have a little extra incentive for you to finally take the leap, and bring someone along with you. 💚

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🎁 Introducing our referral campaign

For the months of April and May, we’re launching our very first special referral campaign.

Here’s how it works:

1. You invite a friend using your personal referral code
2. Your friend invests 20€ through Goparity
3. An additional 20€ will be added to their investment
4. And you receive 20€ to invest, as a thank you 🎉

It’s that simple, grow impact together.

Invite a friend

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Why we’re doing this

We know that our most engaged investors are also our best ambassadors. This campaign is our way of:

• Rewarding you for spreading the word
• Welcoming new investors with a meaningful first investment
• Growing the impact we can create together

Investing can feel distant and abstract for most people. Impact investing brings it back to something tangible: you know where your money goes and why it matters. When more people get involved, the effect compounds, not just financially, but socially. Our growth is about building a financial system that people actually feel connected to.

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⏳ Limited to April and May

This referral campaign runs only until May 31st, so it’s the perfect moment to:

• Invite that friend who’s been curious about impact investing
• Start a conversation about investing with purpose
• Get 20€ to invest in projects you care about

There's no limit to how many people you can invite; the more you share, the more you earn. You can find your personal referral code in your Goparity account.Share it, invite a friend, and invest side by side.

‍Get Started

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Voucher offer terms

• This voucher is not cumulative with other active vouchers. If you currently have an active voucher, you can use that one first and then you can redeem this one.
• This offer is only valid until the 30th of April 2026, at 23h59.
• The amount can only be withdrawn after being invested and then reimbursed through the payment plan.

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Thank you for being part of the Goparity community, and for helping us grow it in the best possible way.