Finance impact.
Earn returns.

Invest in loans that finance sustainable projects across key impact areas. Earn interest over time and reduce risk through diversification.

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Why invest in loans with Goparity

Your return comes from periodic payments of interest

When you invest in a loan, you earn interest every month as the borrower repays over time. Build a portfolio in different industries and countries by investing in loans with different terms and interest rates.

Your money funds sustainable solutions

Goparity connects investors to real-world projects and companies that need capital to grow, build, and operate. Each opportunity comes with clear information of what your money is funding and the positive impact it will generate.

More control than “set and forget” savings

Set the parameters that matter: risk limits, interest rates, loan term, and how much to allocate per project. Add a monthly direct debit to invest consistently, while staying in control even when investing is automated.

Statistics

The impact of investing
with Goparity

          

%

average interest rate

Average annual interest rate weighted by crowdlending amount across all funded projects in 2025. Your portfolio returns can be higher or lower. Past performance does not guarantee future returns. Capital at risk. 
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invested in loans

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tons

CO2 avoided per year

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Auto-invest

Set a strategy.
Invest consistently with
auto-invest.

Set your preferences: risk level, interest rate, time horizon, and amount per project and choose whether to invest automatically each month.
Auto-invest then applies your strategy, investing in matching opportunities and reinvesting repayments to grow your portfolio over time.

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Calculator

See what consistent investing
could look like

Adjust the interest rate, your initial amount and your monthly contribution to estimate how your investment may grow over time.

Initial investment 1.000€
10€100.000€
Interest rate 5.6%
0%10%
Monthly investment 100€
10€100.000€
Time horizon
Total contribution
--
Value in --
--

Illustrative estimate only. Your returns can be higher or lower, and losses are possible.

Need liquidity? Use the Marketplace

Loans are typically held until maturity, but if you need to exit earlier you can list your investment on the Marketplace and sell it to other investors.

Selling depends on demand and is not guaranteed.

The model behind Goparity: crowdlending

Crowdlending lets multiple investors finance a single loan. You lend alongside others to fund a project or company, then earn interest as the borrower repays over time. It’s a simple way to diversify across opportunities while keeping each investment tied to a specific real-world use of funds.

Benefits

Why invest with Goparity

See how it works
Vetted by experts

Financial and impact specialists review every project before it reaches investors.

Measurable impact you can track

Our Impact team checks and monitors impact reporting, with a framework certified by UNDP.

Clear investing from your phone

Invest, track performance, and follow project updates in a simple app experience.

FAQs

The most common questions about raising equity through the platform.

What are loans on Goparity?

Loans allow you to lend money to sustainable projects and companies and earn interest as they repay over time. Every opportunity shows the key terms upfront, including interest rate, duration and risk rating. Returns depend on repayment performance and are not guaranteed.

What is auto-invest?

Auto-invest is a way to invest more consistently based on preferences you set. Choose your criteria once and, when new matching opportunities open, your available wallet balance can be invested automatically. You can adjust your preferences or switch it off at any time.

Can I change or stop auto-invest?

Yes. You can edit your criteria at any time or disable auto-invest whenever you want. Any investments already made will continue under their original terms.

Can I withdraw whenever I want?

Loan investments are typically held until maturity, so liquidity is not guaranteed. If you want to exit earlier, you can list your investment on the Marketplace to sell to other investors, but selling depends on demand.

Where can I learn more?

For full details on auto-invest rules, fees, Marketplace mechanics and tax topics, visit our Knowledge Base. You’ll find step-by-step guidance and deeper explanations whenever you need them.

Want to know how it works?

Follow a clear guide to setting up your account and making your first investment.