Discover more
.webp)
Set up your account, verify your identity, and be ready to invest.
Sign up with your email, set a password, and complete your personal and fiscal details to set up your investor profile.
You’ll need: Access to your email inbox (to confirm your account), plus your personal details, including your tax number and address (and organisation details if investing as a company).
Mangopay is Goparity’s payments provider.This stepallows your funds to be held securely and enables top-ups, investments, repayments, and withdrawals.
You’ll need: To accept Mangopay’s terms and set up your verification code.
Upload your documents as required by regulation, so you can start investing and move money in your account.
You’ll need: A valid ID document (national ID, driver’s licence or passport).
Complete the quick regulatory checks thatdeterminewhether you qualify as a sophisticated investor and confirm you understand the risks.
You’ll need: A few minutes to complete the knowledge questions and loss-bearing check. If you’re a non-sophisticated investor, you may invest freely, but you’ll see recommended limits.
Add funds by card or bank transfer so you’re ready to invest when you find a project.
You’ll need: A bank account in your name to receive withdrawals.
Choose the terms that fit you, and the impact you want to support.
You lend to a project promoter with fixed terms and scheduled repayments.
Browse what’s open and check the essentials: interest rate, term, repayment schedule, risk rating, and the project’s purpose and impact goals.
You’ll need: A few minutes to browse and choose a project.
Check the Key Investment Information Sheet (KIIS) for the full picture before you invest, including key terms and risks.
You’ll need: 2 minutes to review the KIIS highlights(loan conditions, promoter and projectdetails, financial figures and ratios, guarantees).
Choose your amount and confirm your investment. Many investors spread their money across multiple projects instead of concentrating it in one.
You’ll need: A minimum of €10 per project,and a plan for how you want to diversify.
Follow your repayment plan and track project progress, including impact reporting and updates from the promoter.
You’ll need: Your login details. You canmonitoryour loans from your app.
Use repayments to invest again or withdraw available funds to your bank account.
You’ll need: A bank account in your nameto receive withdrawals.
Invest in loans regularly, without watching every project launch.
Set your criteria once. we will allocate your investments to opened projects that match your criteria.
Choose what you want to invest in, such as interest rate range, term range, and how much to invest each time a matching project opens.
You’ll need: Your preferred interest range, term range, and wallet percentage.
Set up an “Investment Strategy” so money is added automatically each month, helping you stay consistent without manual top-ups.
You’ll need: A monthly amount and a chosenday of the month for the direct debit.(No opening or management fees if you saveat least€50/month.)
With an Investment Strategy,Goparitysplits your monthly direct debit across as many projects as possible, aiming to reduce concentration in a single project and meeting the minimum investment threshold per project.
You’ll need: Nothing extra — diversification happens automatically as projects launch.
When a new project opens that matches your criteria, Auto-invest places the investment for you, so youdon’tneed to rush to invest manually.
You’ll need: Auto-invest enabled and funds available.
Edit your criteria or disable Auto-invest at any time.
You’ll need: Nothing —it’s managed in youraccount.
Equity means investing in a company’s share capital. You become a shareholder, and your outcome depends on the company’s long-term performance.
Browse live equity opportunities and pick a business you believe in.
You’ll need: A verified investor profile.
Understand what you’re buying (shares/ownership), the valuation, the terms, and the key risks.
You’ll need: Time to read the offer documents.
Follow the investment flow to confirm your participation in the round. Equity is long-term and may be illiquid.
You’ll need: Your legal details and payment method (exact steps vary by offer).
Once the round closes, the investment is processed and shareholding is formalised.
You’ll need: Nothing extra — you’ll receive confirmation.
Equity is typically long-term. Liquidity can be limited, and you could lose some orall ofyour investment.
You’ll need: A long-term mindset anddiversification.
.svg)
.svg)
.svg)
.svg)
.svg)
.svg)
.svg)